《节点财经》查阅财报，2021年——2024年，邮储银行的不良贷款率从0.82%抬升到0.9%。截至2025年9月末，其不良贷款率为0.94%，较二季度再度上浮0.02个百分点，
“Declines in labor-based tax receipts could offset or exceed other AI-related tax gains,” Moody’s notes, echoing similar calls from the IMF that fiscal policy include progressive taxation and social protections to mitigate AI-related budgetary impacts.
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