Intergenerational relations, or lack of them, is a subject I’ve been thinking about, on and off, since the financial crisis. I’ve read up on it, too – things such as the Institute for Fiscal Studies’ report on intergenerational earnings mobility, which is wonky but full of fascinating information which needs some parsing. (Example: “While the educational attainment of ethnic minorities growing up in families eligible for free school meals is often higher than that of their white majority peers, their earnings outcomes show no such advantage.” Why not?) Another good source of data is the Office for Budgetary Responsibility’s (OBR) report on intergenerational fairness – which, interestingly, is about the bluntest statement of fiscal unfairness that you can find. The OBR makes the point that “a current new-born baby would make an average net discounted contribution to the exchequer of £68,400 over its life-time, whilst future generations would have to contribute £159,700”. In plain English, people’s lifetime contribution to the state is going to double. That number is from 2011, and will definitely have got worse. In 2019, the House of Lords published a report on “Tackling intergenerational unfairness”, which doesn’t even bother pretending that the problem doesn’t exist. Mind you, not everyone agrees. A 2023 report from Imperial College Business School argues “there is more solidarity between generations than the ‘Millennials versus Boomers’ narrative would suggest”.
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